Liberty

About Liberty

Although a relative new kid on the block, since 1997 Liberty has gone to great lengths to create and deliver truly flexible personal financing solutions.

Been Declined a Loan?

Making genuinely personalised attention to detail and personal needs a priority has enabled Liberty to loan to clients often marginalised by more automated systems that simply follow legislated requirements.

Help for All

While never breaking rules, Liberty’s attention to the possibility of extending credit to people who are declined else was due largely to an incorrect assimilation of their eligibility for a home or car loan has paid dividends.

Not only is the approach warm and thus welcome, it has also made good business sense, as their holdings have grown substantially since inception.

Young borrowers are welcome at Liberty and the company does not disadvantage first time buyers on the basis of age or circumstances.

Over $19 Billion in Finance

Over a quarter of a million Australians have been funded to the tune of some $19 billion over the years and Liberty makes some effort to clinch deals other lenders seem to allow to fall through the cracks.

Smart and Savvy

Presenting as a very smart and savvy online presence, Liberty has grasped the nuances of catering for its clientele and its staff are frequently the recipients of extra-mile service awards, both in-house and from external appraisal.

What Liberty can offer you

Liberty’s car loans are pitched at 6.69% against a comparative rate of 9.18% and their online loan application is seamless and slick, allowing any applicant to be done in around ten minutes.

Get Approved Fast

Approval usually takes around a day. Interestingly, Liberty have a diversified portfolio of vehicle loan products, tailoring their offerings towards new personal vehicles, company car purchases, used vehicles and even clients who have a negative credit rating.

Diverse Options

Few if any other lenders present such a detailed range of options with accompanying competitive interest rates and repayment schedules.

Business Car Loans

In terms of financing vehicles for a business, Liberty will finance vehicles up to twenty years of age, a particularly welcome input when it comes to trucks and work vehicles.

Self Employed Car Loans

Liberty do not overly burden self-employed applicants with onerous amounts of paperwork but try to streamline things as far as possible.

They are also very flexible in their requirements on proof of income, accepting a wider variety of documents than is typically the case with lenders.

Bad Credit Car Loans

Even people with a negative credit rating can still access bad credit loans of up to $75000 with a seven year repayment term option, something that really demonstrates their commitment to getting people moving no matter the usual obstacles.



In a Nutshell

  •  Loan minimum $5,000
  •  Loan maximum $100,000
  •  Interest rate From 6.69% per annum
  •  Loan term minimum 24 months
  •  Loan term maximum 7 years
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration


Liberty makes Financing a Car Simple

Although not accompanied by much fanfare, Liberty has a strong history of corporate social responsibility programs and substantial funds are directed at a number of Australian charities.

A Lender that Shines

Coupled with their frank and unusual approach to potential clients with bad debt, Liberty shines out from the darkness as a company that has made a mission out of funding the marginalised and having fun and doing good while they’re at it.

Stable Annual Growth

With annual growth stable and promising, Liberty has both offered a broad and successful range of financial products while at the same time carving a niche where others have dared not follow.

A Loyal Following

This demonstrable care towards all potential customers has aided the building of a loyal following and many Australians now think first of Liberty when it comes to home and car loans.

While straightforward loan applications can expect approval within hours, their “out of the box” solutions like business loans as well as fleet applications for businesses may take a few days.


Eligibility & Requirements

  •  Earning a stable income
  •  Credit check
  •  Valid identity document
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Home Loans
  • Personal Loans
  • Car Loans
  • Business Loans

Contact Details

  •  13 11 33
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