Rating based on 927 reviews


Liberty

About Liberty

Although a relatively new kid on the block, since 1997 Liberty has gone to great lengths to create and deliver truly flexible personal financing solutions.

Making genuinely personalised attention to detail and personal needs a priority has enabled Liberty to loan to clients often marginalised by more automated systems that simply follow legislated requirements.

Help for all

While never breaking rules, Liberty’s attention to the possibility of extending credit to people who are declined else was due largely to incorrect assimilation of their eligibility for a home or car loan has paid dividends.

Not only is the approach warm and thus welcome, but it has also made good business sense, as their holdings have grown substantially since inception. Young borrowers are welcome at Liberty and the company does not disadvantage first-time buyers on the basis of age or circumstances.

Over $19 billion in finance

Over a quarter of a million Australians have been funded to the tune of some $19 billion over the years and Liberty makes some effort to clinch deals other lenders seem to allow to fall through the cracks.

Presenting as a very smart and savvy online presence, Liberty has grasped the nuances of catering for its clientele and its staff are frequently the recipients of extra-mile service awards, both in-house and from an external appraisal.

What Liberty can offer you

Liberty’s car loans are pitched at 6.69% against a comparative rate of 9.18% and their online loan application is seamless and slick, allowing any applicant to be done in around ten minutes.

Approval usually takes around a day. Interestingly, Liberty have a diversified portfolio of vehicle loan products, tailoring their offerings towards new personal vehicles, company car purchases, used vehicles and even clients who have a negative credit rating.

Diverse options

Few if any other lenders present such a detailed range of options with accompanying competitive interest rates and repayment schedules.

In terms of financing vehicles for a business, Liberty will finance vehicles up to twenty years of age, a particularly welcome input when it comes to trucks and work vehicles.

Self-employed car loans

Liberty do not overly burden self-employed applicants with onerous amounts of paperwork but try to streamline things as far as possible. They are also very flexible in their requirements on proof of income, accepting a wider variety of documents that is typically the case with lenders.

Bad credit car loans

Even people with a negative credit rating can still access bad credit loans of up to $75000 with a seven-year repayment term option, something that really demonstrates their commitment to getting people moving no matter the usual obstacles.


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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration


Liberty makes financing a car simple & fast

Although not accompanied by much fanfare, Liberty has a strong history of corporate social responsibility programs and substantial funds are directed at a number of Australian charities.

Coupled with their frank and unusual approach to potential clients with bad debt, Liberty shines out from the darkness as a company that has made a mission out of funding the marginalised and having fun and doing good while they’re at it.

Stable annual growth

With annual growth stable and promising, Liberty has both offered a broad and successful range of financial products while at the same time carving a niche where others have dared not follow.

A loyal following

This demonstrable care towards all potential customers has aided the building of a loyal following and many Australians now think first of Liberty when it comes to home and car loans.

While straightforward loan applications can expect approval within hours, their “out of the box” solutions like business loans as well as fleet applications for businesses may take a few days.

Financial assistance

Today like most days there are people everywhere struggling to make ends meet or keep up with loan payments. That is where we come in we can help you get back on your feet if you have lost your job and need help with your debt or getting back up where are here for you and we would like to chat to you. We will offer you financial support as well as listen to you. If you need this kind of assistance all you have to do is give us a call from 8 am to 6 pm.

We have the custom car loan for you

If you would like to buy a car that is over 20 years old when we have the loan for you or if you have bad credit and would like to get a car loan then we will make sure that you get your loan. Here at Liberty, we think out of the box to give our customers the best solutions.

Loan calculator

Without loan calculator you can see what your loan will cost whether you are on the lowest interest rate amount to the highest amount, you will be able to see that the loan amount will suit you and the monthly payments that you will be making will be correct for you.


Eligibility & Requirements

  •  Earning a stable income
  •  Credit check
  •  Valid identity document
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Home Loans
  • Personal Loans
  • Car Loans
  • Business Loans

Customer Reviews & Testimonials

Contact Details

  •  13 11 33
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