About Hunter United
Hunter United is a diversified lender and banking entity that has detailed rewards for potential clients.
Hunter United has found the sweet spot of consumer lending and made great efforts to both present well and follow with legitimately competitive and value-adding initiatives.
Hunter offers a huge range of banking facilities such as accounts, vehcile loans, investments and insurance products.
With a network of ATM’s across the country and a strong desire to make Australia greener by way of incentives aimed at “one household at a time”, this lender is making a big difference.
Green initiatives that involve home improvements are rewarded with a better interest rate on repayments - a case of a bank putting their money where their mouth is.
A Modern Lender
With a jovial and sleek presentation, Hunter United has shed any vestige of tired and outdated banking practices. They make a concerted effort to aim specific products at receptive citizens, based on age and the likely events and desires a person may experience and have at that stage of life.
A Broad range of Products
Offering accounts, investments and credit cards, with an efficient online presence, Hunter United seems to have struck a chord among Australian nationals as their annual growth has been consistent and not ostentatious.
What Hunter United can offer you
Although offering personal loans too, a specific car loan carries a lower interest rate and is accompanied by options on maintenance and insurance.
Vehicle Finance Specifics
Coming in at 6.99% with a comparison rate of 7.91%, Hunter United’s car loan is a detailed and attractive offering.
A $250 loan fee is worked into the advance and there are also no penalties for early payment. A monthly fee of $8 is charged for the car loan account.
Maximum and Minimum Loan Amounts
From a minimum of $10,000 up to a maximum of $100,000, a car loan is generally approved the same day, assuming all documentation requirements are met. Used cars up to five years old can also be financed by Hunter.
A generous repayment term of up to seven years is offered, allowing customers to tailor their schedules accordingly.
Weekly, fortnightly or monthly repayment options are offered and any additional payments can be made as and when suits a client.
Interest on Credit
Interest is calculated daily and billed monthly. The benefits of variable or lump sum payments will be captured on the following month’s bill.
Overall, Hunter United offers a comprehensive, logical and hassle-free online loan application process and, while the peripheral options are numerous, they neither clutter nor impede an application and merely serve to enhance their product offering.
In a Nutshell
- Loan minimum $10,000
- Loan maximum $100,000
- Interest rate 6.99% per annum on their low rate car loan
- Loan term minimum 12 months
- Loan term maximum 7 years
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
Rewards come with a Hunter United Car Loan
Alongside car insurance, Hunter United also offers repayment insurance and, unlike most outlets, it is reasonably priced and potentially valuable, especially for students and/or first car buyers.
Benefits for Long Term Clients
Although presenting as a decidedly savvy option for anyone, Hunter United do slip in sweeter deals for existing clients, for example on their home loan rate extended to existing cardholders.
From Children to Retirees
With a young and successful feel, Hunter United nonetheless has legitimately valuable products for all Australian’s and caters for everyone, from accounts for the very young up to investment and pension management for retirees.
Improving their Car Loan Offerings
Car loans are becoming a growing component of Hunter United’s portfolio and, also, vehicle loans are eligible for rebate rewards.
A truly informative online presence, fees and costs are clearly outlined in the initial walk-through from the landing page.
Apply for Credit Online
Simple and streamlined, the online loan application is the most usual route to apply and, assuming an applicant has the relevant documents and credit rating, Hunter United are a potentially good port of call, for everyone from first-time buyers all the way through to vintage collectors.
Eligibility & Requirements
- Stable address history
- Employed full-time
- Earning a stable income
- Credit check
- Good credit history
- Valid identity document
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
- Personal reference
Other Products & Services
- Home Loan
- Personal Loan
- Car Loan
- Green Loan
- Credit Card
- 169 Campbell St, Swan Hill, VIC, 3585, Australia
- PO Box 851, Newcastle, 2300, Australia
- Monday 09:00 – 17:00
- Tuesday 09:30 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday 09:00 – 12:00
- Sunday Closed –