Rating based on 833 reviews
With everything from bank accounts and personal loans for everyday transactions to superannuation and term deposits – BankSA is a leading provider of competitive financial products and services.
Westpac is one of Australia’s big four banks and BankSA is wholly owned by them. This is why they are able to offer customers the lowest rates on the market and some of the most advanced technologies in the world.
Great customer service
BankSA has a fantastic customer service policy that ensures all customers are treated as well as their staff are.
They will quickly respond to online or email queries and it is easy to get through to their call centre should you wish to take care of something urgently. Availability and customer service may not be something that people consider when looking for a loan, credit card or bank account but, it certainly should be because it makes a significant difference.
Community growth and support
BankSA is passionate about supporting the South Australian communities they operate in, whether it is of a sport or cultural nature, they are willing and ready to lend a hand.
What BankSA can offer you
If you’re looking for vehicle finance with BankSA you will need to have a look at their secured personal loan product.
This product offers between $3,000 and $80,000 from rates of 8.49% per annum on their fixed rate option with a maximum loan term of 5 years.
Variable rate personal loan
They also have a variable rate personal loan option which starts from 12.74% per annum with a longer maximum loan term of up to 7 years. They have made a redraw facility available to customers but, the minimum redraw amount is $500 and it is subject to approval.
Upon completion of an online loan application or even an in-store application, you will need to pay a $195 application fee and thereafter an admin fee of $9 per month for the life of the loan. With their fixed rate loan option you cannot repay the loan early or redraw additional funds should you be in need of a quick cash loan or extra money at a later stage.
BankSA does allow people to finance a used vehicle with their secured personal loans; however, the vehicle cannot be older than 12 years upon conclusion of the loan agreement.
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In a Nutshell
- Average processing time 48 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
BankSA are passionate about supporting the South Australian communities with quick car loans
It is very easy to apply for a car loan with BankSA since it can be done in person at a branch or by filling in an online loan application via their website.
BankSA offers its customers both an unsecured and a secured personal loan option. Although the secured option is more ideal for purchasing a vehicle those who wish to a second-hand car may prefer the flexibility that the unsecured loan offers.
Can you apply?
If you are over the age of majority and are an Australian permanent resident or citizen then you can apply for a quick loan to get a car from this lender.
You will also need to provide all of your personal and employment details including:
- Where you work and how much you earn
- Any assets and/or investments you have
- Details of any and all debts under your name
- Your monthly income and expenses overall
- Your personal and contact details
- The details of the car loan you desire
- A personal reference and their contact information
We have the products for you
Our company has what you need and we will prove it to you. if you are looking for the best insurance quotes or you are looking at opening a bank account for yourself or for your business we have got what you need. From loans to travel insurance to change your currency so that you have the correct currency for where ever you are travelling so we will make sure to help you get what you are looking for.
We want to help you keep your car on the road and ensure that you get the best benefits that we can offer you. We will make sure to find the insurance that fits your pocket from fully comprehensive insurance all the way to third party insurance. We would like to make sure that you get the best deal for your dollar. On our comprehensive option, we will offer you up to 30 days on hiring a car whilst your car is busy being repaired and you can also get a new vehicle if your car is unfortunately not fixable.
We offer you the loan calculator
This gives you the opportunity to see your loan and understand your payments that you will be making on a monthly or weekly basis you are able to move the numbers around to find the loan that suits you.
Eligibility & Requirements
- Employed full-time
- Credit check
- Valid identity document
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
Other Products & Services
- Bank Accounts
- Home Loans
- Credit Cards
- Personal Loans
- Car Loans
Customer Reviews & Testimonials
I got my car loan and my car insurance through the same company so great knowing I can make one payment instead of two. I highly recommend them.
— Perth —
Using the loan calculators has really helped me understand my loan better.
— Sydney —
Being able to convert my currency before going on holiday was amazing to know that when I got over seas I would not need to stress.
— Brisbane —
I have found the car loan for me couldn’t be happier and more grateful for the support from this great team.
— Brisbane —
Getting my car was easy through this company the best part was finding out that I didn’t need a different provider for insurance.
— Brisbane —
- 323 Urana Rd, Lavington, NSW, 2641, Australia
- BankSA GPO Box 399, Adelaide, 5001, Australia
- Monday 07:00 – 19:00
- Tuesday 07:00 – 19:00
- Wednesday 07:00 – 19:00
- Thursday 07:00 – 21:30
- Friday 07:00 – 19:00
- Saturday 08:00 – 17:30
- Sunday 08:00 – 17:30