About Cash Stop
Cash Stop is well known for its in-store quick cash loan and pawn broking offerings – whether you need money to fix your car or pay a bill – they’ll offer you a convenient option.
If you apply for a loan in any one of their branches or, with one of their agents, you will walk away with cash in your hand on the same day.
Cash Stop’s Online Services
Cash Stop was originally a store front lender but has not expanded and is accepting online loan application via their website.
Both new and returning customers can now get their short term loans online from the comfort of their own home.
A Solid Track Record
Cash Stop is a reliable lender that has a long standing business with a good reputation. They are known by all their customers to be fast, friendly and extremely efficient – even when dealing with bad credit borrowers.
A Range of Loan Options
If you need a personal loan from $300 to $5,000 one of Cash Stop’s unsecured personal loans will be ideal. If you would like to pawn an item for a cash advance you can do so at any one of their 29 branches across the country.
What Cash Stop can offer you
Cash Stop is a very diversified and flexible lender – offering both in-store and online loan application from as little as $300 to as much as $5,000.
They also offer Western Union international money transfer services, pawn brokering and cheque cashing services.
Short Term Advances
If you’re looking for short-term credit, then Cash Stop is likely to be one of your best and fastest options. Their small advances offer $300 to $2,000 and offer loan terms from 16 days to 12 months.
Medium Term Advances
Cash Stop also offer medium personal loans from $2,000 to $5,000 with loan terms from 16 days to 24 months, depending on your repayment abilities.
Interest on Short Term Loans
The payday loans offered by Cash Stop do not carry an interest rate but are repaid via an establishment fee of 20% of the total value of the loan and 4% of the principal loan amount every month thereafter.
If you’re looking for a medium amount loan you will have to visit a branch or one of their agents to apply since they are not typically approved online. For these loans your maximum APR is 48% as per industry regulations.
In a Nutshell
- Loan minimum $300
- Loan maximum $2,001
- Interest rate Establishment Fee equaling 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed
- Loan term minimum 16 days
- Loan term maximum 1 year
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Applying for a Loan in a Branch or Store with Cash Stop
As mentioned only short term loan application ranging from $300 to $2,000 can be applied for and obtained online.
If you want a larger loan of up to $5,000 you will have to make use of an agent or go into one of Cash Stop’s branches.
Can you get a Loan?
If you’re an Australian citizen or permanent resident, are over the age of 18, have a stable part-time or full time job with an income of at least $300 that is credited to your bank account every pay period – you can complete an online loan application or make use of a Cash Stop branch.
How to Apply
If you’re looking for a payday loan or need a personal loan of up to $2,000 you can visit their website to complete their 4 minute application form.
They will then have to verify your identity and employment details and provide a 90 day bank statement.
They will then tell you whether you’ve been approved or not via SMS after which they will send you your loan contract by email to sign digitally.
Eligibility & Requirements
- Credit check
- Active email address
- Bank statements
Other Products & Services
- Short Term loans
Here’s a short video about Cash Stop
- 108 Bankstown City Plaza, Bankstown, NSW, 2200, Australia
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 18:00
- Friday 09:00 – 18:00
- Saturday 09:00 – 15:00
- Sunday Closed –