Australian Unity

About Australian Unity

With a decidedly homegrown pitch, Australian Unity is a diverse finance house but probably most widely patronised for its home loan offering.

Growing year on year with new clients and returning clients alike, the company is a familiar presence and increasing its reach across the continent.

To invest or to make a home

Australian Unity differentiates between a home for homeowners and an asset for investors. Claiming a 175 year history, centered squarely on the man in the street, the company presents as an entity of experienced caring for the basic needs of citizens.

This is carried into the detailed to and fro clients at times experience as staff juggle figures for the level best deal they can get, especially on a parceled offering.

Many benefits of a package deal

Parceling can be made up of the home loan itself, banking facilities, insurance, gap cover and/or health cover discounts, a sideline investment and a credit card linked to accounts.

A Shifting Demographic

Finding itself with a shifting demographic starting to lean into the late 20’s to late 30’s age group, the company has diversified its product range accordingly.

Prospective clients from this demographic have come to expect the ability to house everything under one roof and Australian Unity has responded in kind.

What Australian Unity can offer you

Australian Unity puts their money where their mouth is, offering clients a 0.75% discount on the published variable home loan rate.

This runs for the life of the loan. It’s an offer that’s hard to beat. Currently, there is also a further 0.22% knocked off for loans taken up during this period.

Details of what’s in the box

In addition to a variable loan rate that seldom looks better elsewhere, prospective home loan clients get a good deal more.

Get a Linked Credit Card

An accompanying credit card comes with zero annual fees. Should clients opt for health insurance through Australian Unity, they’ll get it at a 10% discount as mortgage clients.

An account facilitated with all the usual banking apps and a Visa debit card comes free of charges too.

Get Home Insurance

Bundling home insurance when taking up a home loan affords clients $100 towards the cost of that insurance, as the company has an affiliation with Allianz to the benefit of its clients.

Get Assistance fast

With helpline numbers and contact encouragement presented well on the click-through, Australian Unity not only puts it down in black and white, the company is also elegantly geared towards a true service offering for home loan seekers.

In a Nutshell

  •  Fixed-rate home loans
  •  Interest rate From 3.79% to 4.65% per annum
  •  Loan term minimum 10 years
  •  Loan term maximum 30 years
  •  Online application
  •  In-store application

Unity in ethos, unity in practice

Finding a good balance between a proud history and a dynamic, modern service in its marketing strategy, Australian Unity presents as a truly welcoming and professionally astute home loan option.

Extensive Expertise and Experience

Capitalising on its extensive understanding of its home market, it is currently pitching owner-occupied home loans in its Kickstarter package at a rate of 3.79% against a comparative rate of 3.82%

A lifestyle choice

With a decided lean towards the 20 - 40 age group for whom the details of additions & extras have become a way of life, Australian Unity has managed to preserve its position as a staple oldie while also gearing elegantly and successfully for the new ranks of consumers.

Clicking through allows one to establish products and costs upfront on anticipated borrowing.

A Host of Useful Tools

One final feather in the company’s cap is the host of tools available on site. There is genuine assistance available for family budgets, borrowing costs and even a “financial literacy calculator”.

A Unique Market Offering

Possibly alone in the global alternative banking fraternity, no other company demonstrates such genuine interest in the well being of prospective home loan clients.

Eligibility & Requirements

Other Products & Services

  • Home Loans

Contact Details

  •  1300 790 740
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