About Adelaide Bank
Coming from an amalgamation of various entities in the mid-1990’s, Adelaide Bank presents any prospective home owner with a polished and comprehensive presence online.
20 Years of History
Although a recent amalgamation, Adelaide Bank has made only the smartest moves in its 20-odd years of history and has a reputation as a bold financial partner and tight ship.
To be fair, they have origins far older than merely restructuring in 1994, as the various players who combined to form the bank have been around for many, many decades.
Pick & choose or take the lot
Offering a full range of banking products, Adelaide Bank’s home loan clients have the advantage of their building society roots and also the benefits of selecting arrangements within the highly nuanced web of inter-connectivity that constitutes the bank’s presence in the 21st century.
A Top Notch Lender
Australians would be hard pressed to find a more detailed and potentially cost effective solution to buying a home than those on offer at Adelaide Bank.
Enjoy a Personalized Rate
Existing clients with a history at the bank may enjoy a slight leverage on repayment rates and terms. In additiont this lender offers a ranhe of banking and lending services like personal loans, credit cards and transactional and savings accounts.
Elegant and Simple
Their web presence may be detailed, but it is nonetheless elegant and easy to navigate when one is looking for the gist of a potential home loan.
What Adelaide Bank can offer you
Adelaide Bank recognises its clients and they can log in and continue with their online access, as opposed to a new client.
That said, the base offer remains the same and the online loan application process too, when one is looking for a home loan.
Approachable financial support
Adelaide Bank’s building society ethos lingers and they are eminently geared towards home loans. Typically, a repayment period spans 20 years although 30 years is also on offer.
Consumers need to look at their own situations and the associated costs in order to determine what best suits them as a loan period.
Packages come with 100% offset and the loan amount is uncapped, determined by the applicant’s demonstrable ability to repay.
Their SmartSaver Loan Option
The Smartsaver option is a no-frills loan that carries no monthly fees. Options are available whereby clients can access savings accrued to the home loan and no penalties accrue to lump sum injections into the mortgage.
Fixed & Variable Rate Home Loans
Fixed rate loans and variable rates are available and the bank supplies a detailed and comprehensive fact sheet online to enable clients to cost out their dreams well before applying.
Offering a current rate of 4.39% against a comparison rate of 4.40%, monthly repayments and all associated expenses are accounted for by using their spreadsheet.
In a Nutshell
- Fixed-rate home loans
- Interest rate From 4.04% to 5.65% per annum
- Loan term minimum 10 years
- Loan term maximum 30 years
- Online application
- In-store application
Adelaide are Ready to Assist you Today
Reassuring in the detailed yet logical tools on offer prior to application, Adelaide Bank matches this with their service offering.
It is not uncommon for the home loan application to take several days, mostly on the back of Adelaide Bank’s efforts to shop around for the small betterment of a figure here and there in order to tweak an offer for any potential client.
A Host of Options
Various options are available with Adelaide Bank, such as focused investment property purchases, packages for first time home owners, refinancing of a mortgage as well as all attendant ancillary products.
Bringing it all together successfully
Providing clients with relevant information on line and points to ponder makes contemplating a mortgage online a pleasure.
With Bendigo Wealth and Community Sector Banking among others in the stable, clients are assured of a comprehensively good deal with Adelaide Bank.
Why Choose Adelaide Bank
With flexibility and solid backing all in one place, consumers would do well to peruse their offerings when buying a home.
Eligibility & Requirements
Other Products & Services
- Home Loans
- Shops 19-21 Calwell Shopping Centre, Webber Crescent, Calwell, ACT, 2905, Australia
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday Closed –
- Sunday Closed –