Rating based on 879 reviews
About St. George
St.George is part of the Westpac Group and offers customers a range of banking, lending, insurance, wealth management and savings products and services.
They work with large corporations, businesses and individuals taking care of all of their customer’s financial needs with everything from everyday transactional accounts to big property and home loans.
An award-winning lender
St.George has won an award for just about anything and everything imaginable from their contact centre to their MasterCard credit card that won the cheapest balance transfer card and their Vertigo credit card that won cheapest credit card with Money Magazine.
Finding out more
It is easy to find out more information about St.George by simply contacting them via their call centre, visiting a local branch or browsing their website that has a large amount of information regarding their personal loans, credit cards, accounts, investments and insurance products among others.
What St. George can offer you
St.George offer personal cash loans that range from $3,000 to $40,000 with loan terms of between 1 and 7 years depending on loan amount, financial status and affordability.
Their personal loans are ideally suited to consolidate debt, buy a car, pay for a wedding or event and travel abroad.
Secured and unsecured Loans
They offer both secured and unsecured loans so they can accommodate both those who are homeowners and those who are not.
Apart from their competitive range of fast loans as described above you can enjoy low rate credit cards, home loans with flexible terms, business loans and overdrafts, savings and investment accounts as well as a complete range of banking services and everyday transactional accounts.
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In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Early repayment
Competitive Loans and Credit Cards in Australia
St.George Bank is committed to safeguarding the privacy and security of their customers and you are welcome to review their security policies and technology on their website.
Furthermore, you can also find a comprehensive range of articles and information about how to protect yourself online and every day by becoming aware of the latest fraud being perpetrated.
Who can Apply for Credit
As long as you are an Australian resident or citizen and are aged over 18 you can apply for a short-term loan with St.George.
When making your online loan application you will have to provide a range of information including details about your employer, your income, your debts, your expenses, your savings and investments, your address as well as all your contact information and the details on one personal referee.
Apply Online in just Minutes
With St.George you don’t have to wait an hour to apply in a branch – it can all be done via a very simple online loan application process that should take you no longer than 15 minutes.
St.George has put a lot of time and effort into green practices over the year from reducing their company’s paper usage to participating in earth hour. Their foundation which focuses on helping children has helped and funded over 800 different charities and community projects across the country.
Interest rates on loans
- Unsecured Variable Rate – from 12.99% per annum and a comparison rate of 13.87% per annum
- Unsecured Fixed Rate – from 12.99% per annum and a comparison rate of 13.87% per annum
- Secured Variable Rate – from 12.74% with a comparison rate of 12.74% per annum
- Secured Fixed Rate – from 8.49% with a comparison rate of 9.39% per annum
Eligibility & Requirements
- Stable address history
- Earning a stable income
- Credit check
- Good credit history
- Recent pay slips
- Employer to confirm employment
- Bank statements
- Proof of address
Other Products & Services
- Personal Loans
- Home Loans
- Credit Cards
- Bank Accounts
Customer Reviews & Testimonials
With the assistance of a personal loan from St. George I was able to renovate the kitchen and put in the extra bedroom that we needed for junior. Thank you for helping to make my life more comfortable!
— Bunbury —
I sat down with a cup of coffee and was able to relax and complete the application on my tablet from the comfort of my own home. This is the way that finance should be done!
— Gladstone —
Here’s a short video about St. George
- T5 & 6 Waverley Gardens Shopping Centre, Cnr Police & Jacksons Road, Mulgrave, VIC, 3170, Australia
- St.George Bank, Locked Bag 1, Kogarah, 1485, Australia
- Monday 09:30 – 17:00
- Tuesday 09:30 – 17:00
- Wednesday 09:30 – 17:00
- Thursday 09:30 – 17:00
- Friday 09:30 – 17:00
- Saturday 09:30 – 13:00
- Sunday Closed –