Present in 70 countries, HSBC is one of Australia’s most successful and popular banks for both individuals and businesses.
They have a massive range of lending, banking, wealth creation and management as well as insurance among many other products and services.
In addition to great interest rates on personal loans and low fees you can benefit from their great customer service and expert advisors.
Helping you Achieve
HSBC is a large global bank that can help you achieve your financial goals – whether you’re looking to buy your own home, establish a safe investment opportunity or simply get a personal loan to pay for some home renovations.
37 Australian Branches
HSBC has 37 branches in Australia and a strong network of ATMs that enables their customers to take care of their needs throughout the country with very little effort and, if that’s not enough you can simply access their services via their website.
Caring about Australia’s Young People
Whether it’s helping improve literacy among Australia’s youth or encouraging them to get into a science field – HSBC is clearly committed to the development of its young people through a variety of endeavors.
What HSBC can offer you
HSBC offers a huge range of products and services for individuals this include bank accounts for everyday use, home loans, quick online loans, credit cards like their ever popular HSBC Low Rate Credit Card, investment accounts and bonds, foreign exchange services and financial planning advice among many others.
HSBC Personal Loan
With a personal loan interest rate of just 9.50% per annum HSBC’s product is one of the country’s most competitive and, the same goes for their home loans which carry a comparison rate of just 3.77%!
These personal loans offer you loan amounts from $5,000 to $50,000 and loan terms from 12 months to 5 years.
These loans can be used to pay for a wedding, renovate the home, consolidate debt and for just about anything else you can think of.
Looking to Buy a Home?
HSBC have one of the largest ranges of home loan options in the country and this means that the chances of you finding the perfect fit for your needs is greater.
Whether you’re looking to buy your first home or make another property investment they have a range of highly competitive offers.
In a Nutshell
- Loan minimum $5,000
- Loan maximum $50,000
- Interest rate From 9.50% for the fixed rate option with a comparison rate of 10.05%
- Loan term minimum 12 months
- Loan term maximum 5 years
- Average processing time 72 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
Loans with Low Monthly Service Fees
As an international bank, HSBC’s online banking platform is one of the most advanced and comprehensive.
You can do all your banking online and even apply for a loan by completing an online loan application. Once you’ve submitted your loan application you will get an automated response in just a minute.
Start where you Left off
As mentioned, HSBC’s online platform is advanced and will allow customers to start where they left off with their online applications.
This means that if you couldn’t complete your personal loan application because you didn’t have all the necessary information you can simply click on the “retrieve an application" button on their website to start where you left off.
Choosing a Personal Loan
One of the best ways to choose a personal loan option is to make contact with HSBC or review their offerings online.
If you speak to an advisor they will be able to help you select the best option for your needs.
It’s also a good idea to make use of a loan calculator to determine how much you can afford to lend and how much it will cost you overall.
Eligibility & Requirements
- Credit check
- Good credit history
- Recent pay slips
- Employer to confirm employment
Other Products & Services
- Bank Accounts
- Home Loans
- Credit Cards
- Personal Loans
Here’s a short video about HSBC
- Shop 2/3 Ashfield Mall, 260A Liverpool Road, Ashfield, NSW, 2131, Australia
- Monday 09:30 – 16:00
- Tuesday 09:30 – 16:00
- Wednesday 09:30 – 16:00
- Thursday 09:30 – 16:00
- Friday 09:30 – 17:00
- Saturday Closed –
- Sunday Closed –