Rating based on 613 reviews


About Citibank

Citibank is a financial services provider that has been operating in Australia for over 33 years and is part of one of the world’s largest financial companies, the Citigroup.

Most large banks will have a focus area when it comes to corporate social and economic investment and for Citibank, these are primarily environmental and educational causes.

Tailored solutions

Apart from being one of the largest and most respected banks in the country, Citibank prides itself on being able to offer Australians tailored solutions for everything from their stocks and bonds to their personal loans.

Assisting individuals and businesses

Citibank offers both individuals and businesses a range of fantastic lending solutions include personal loans, car loans, home loans, business loans, overdrafts and a range of credit cards.

Citibank is without a doubt one of the country’s most competitive and comprehensive financial services providers since they offer everything from an everyday bank account to a corporate business overdraft facility. If you’re looking for a competitive bank that will give you everything you could possibly need than this provider is a good option.

What Citibank can offer you

Citibank offers unsecured personal loans that can be used to consolidate debt, pay for a large purchase, fund an event or even refurbish your kitchen.

These personal loans carry an interest rate of 11.99% per annum and offer borrowers anything from $5,000 to $75,000. Citi also allows customers to repay their loans early without incurring any penalty fees. This extra feature is always important because it gives you the peace of mind you need to know you can settle without having to pay a fortune in penalties.

Credit cards

Another financial product that Citi is very well known for is their incredible range of credit cards which offer everything for 24 month interest free periods on balance transfers to some of the most sought after rewards programs and deals on the market.

Need some help planning?

When it comes to personal finance it always helps to have a sound plan worked out and Citibank offers Australians a range of online resources and tools to help work out a plan that will serve them well.

This includes a range of articles designed to work as a guide as well as term deposit and loan calculators to help customers find out how much they can save or how much they will pay for a quick loan.

Interest Rate

0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

In a Nutshell

  •  Average processing time 2 days
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

We are dedicated to providing the best possible financial products and services to Australian

Citibank is one of the only credit providers that have a dedicated page to help make it easier for their customers to apply for credit.

Citi has a list of all the basic requirements for a personal cash loan which includes Australian citizenship or residency, that the applicant be over 18 and that the applicant or applicants have good credit.

Applying online

Citi has made it possible for both new and existing customer to get credit online by filling in an online loan application form. This means you get to save a whole lot of time by removing the need to make your way to a branch, stand in a queue or fill in any paperwork.

Track your application

If you’ve applied for a loan with this bank you will be able to track your application with a reference number that they provide you with upon application. This makes it easy for customers to find out what the status of their short term loan applications is and query the progress that has been made at any time.

We make life easier for you

We strive to promote sustainable finance practices in the business and the community. One of such pursuits is our movement to online applications to allow for paperless finance thus reducing the impact on the environment. Every individual is unique so your finances should be too. This is why we do not practice ‘one-size-fits-all’ deals and instead design a financial package to fit the individual needs of our customers. 

Our online calculator will help you to determine the most affordable borrowing amount, loan term and monthly repayments that you can afford. Take your finances into your own hands with our nifty online calculator.

Eligibility & Requirements

  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Credit check
  •  Good credit history
  •  Recent pay slips

Other Products & Services

  • Banking
  • Credit Cards
  • Loans
  • Home Loans
  • Insurance

Customer Reviews & Testimonials

Here’s a short video about Citibank

Contact Details

  •  13 24 84
 Visit Website


 Physical Address

  • Park Street Ground Floor, Citigroup Centre 2 Park Street, Sydney, NSW, 2000, Australia

 Postal Address

  • Citi, GPO Box 40, Sydney, 2001, Australia

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –