Bankwest

About Bankwest

From private banking to Android Pay – as a client of Bankwest you will have access to everything and everything that the Australian banking market has to offer.

Website and Information

Bankwest’s website is filled with helpful information, advice on budgeting, loan calculators and detailed loan product information.

Their website is relatively easy to navigate and their online banking facilities are secure, simple and user friendly.

Code of Practice

As a part of one of the largest banking corporations, Bankwest subscribes to and abides by the banking Code of Practice which lays out how you the customers must be treated and what can and cannot be done on everything from home loan transfers and remortgages to account fees.

Save and Invest

Apart from all of their lending and transactional services like quick loans and everyday accounts they also offer very competitive interest rate and trustworthy investment products which are, in their own words, designed to help you achieve your goals faster.

Supporting the Community

Bankwest is big on supporting their local communities in way which truly make a big impact. From donating computers and hardware to local schools to supporting charities and local events they get involved to make their presence felt.

What Bankwest can offer you

Bankwest is part of one of Australia’s big four and has the resources, technology and foresight to bring their customers the latest and most competitive products and services.

Personal Loans from $5,000

This bank offers personal loans from $5,000 to $50,000 with loan terms that range from a year to 7 depending on loan amount and budget.

Credit Cards

If you’re looking to apply for a credit card – whether it’s for a new purchase or to accumulate rewards – this lender has a range of competitive credit cards starting from their low rate Breeze MasterCard to their Qantas rewards card.

Other Bank Services

In addition to offering loans for personal use, Bankwest also offers transactional, savings and investment accounts, home loans, credit cards and insurance for individuals.

Own a Small Business?

If you own a small business than Bankwest can offer you a range of business loan products and services to help you manage cash flow and grow your business.

Whether you’re looking to import or export, apply for a business transactional account or arrange for an overdraft to help make your cash flow improve – they can assist you.



In a Nutshell

  •  Loan minimum $5,000
  •  Loan maximum $50,000
  •  Interest rate 11.99% unsecured (12.8% comparison rate)
  •  Loan term minimum 12 months
  •  Loan term maximum 7 years
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment


Applying Online for a Personal Loan

As mentioned, Bankwest has made it possible for people to get credit by completing an online loan application.

If you are over 18, are an Australian citizen or resident and have a regular income that is deposited straight to your bank than you qualify to apply for a loan with this lender.

Information you will Need

When filling in their application you must provide all your personal, contact and employment information.

You will then need to provide income and expense specifics as well as declare any existing debts that you have.

New Customers – Documents

While existing customers who have anything from a home loan to a transactional account can apply immediately without providing any additional documents new customers have to provide two forms of ID, their bank statements and even pay slips.

Qualify for Credit

It is important to keep in mind that different lending products have different requirements and that meeting the listed general requirements does not mean you will qualify for a credit card, home loan or personal loan with Bankwest.


Eligibility & Requirements

  •  Credit check
  •  Good credit history
  •  Recent pay slips

Other Products & Services

  • Personal Loans

Here’s a short video about Bankwest


Contact Details

  •  13 17 19
 Visit Website

Address

 Physical Address

  • 50 William St, Perth, WA, 6000, Australia

 Postal Address

  • PO Box E237, Perth, 6841, Australia

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:30 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –