About DirectMoney

loans with a difference. The company offers P2P loans that can be used for a wide range of personal uses but, cannot be used for business or commercial purposes, in the range of $5,000 to $35,000.

Possible Uses for a P2P Loan:

  • For wedding expenses
  • For holidays
  • To purchase a vehicle (car loans)
  • For local and international travel expenses (including airfare and hotel stays)
  • To consolidate existing consumer debts

DirectMoney’s Experienced Management Team

DirectMoney can certainly be said to boast one of the most powerful and experienced management teams in the matketplace lending industry with names such as Anthony Nantes and David Doust who designed the “HomeStake” residential property forecasting index making the list, to name but a few.

With such an experienced and well balanced team of managers it’s no wonder that DirectMoney has been growing from strength to strength since 2014 when they began operating. The company has reported its primary mission to be that of maximizing profits for investors while offering borrowers the lowest rate personal loans on the market.

What DirectMoney can offer you

DirectMoney was initially founded in 2006 and began trading publically in 2014 as one of Australia’s first peer-to-peer loan service providers.

The company primarily offers unsecured personal loans to individuals and claims to offer loans that are “up to 3% lower than the Big Four”.

Loans from $5,000 to $35,000

Whether you’re looking to buy a car and finally be able to make it to work on time everyday or to pay for your upcoming special day (roses, dressing gown, catering and venue included), a peer-to-peer loan from a lender like DirectMoney will certainly be able to do the job at a much lower rate than you’ll get from a bank.

Have a Good Credit Score?

Get the Lowest Rate in Australia. As with any other P2P lender the interest rate that you’ll be offered depends on your personal credit standing - with those that have excellent credit scores and clear histories being able to access some of the countries lowest interest rates.

If you’ve taken care of your credit over the years – you deserve a low interest rate and DirectMoney is a lender that can give it to you.

In a Nutshell

Making a Personal Loan Application – the Easy Way

One of the greatest advantages of applying for credit online using a P2P lender is the simple loan application processes and quick response times you’ll benefit from.

Unlike with large banks and traditional lenders – a peer-to-peer lender allows you to take care of business without ever leaving your home or office and – in a fraction of the typical application time.

Check Rates, Fees and Penalties Online

DirectMoney’s website contains a large amount of information regarding the personal loans they offer including a full list of all the rates and fees you’re likely to incur when getting your loan through this marketplace lending platform.

Here are a Few Key Features of DirectMoney’s Loans:

  • An annual interest rate from 9.95% to 19.95%
  • Loan amount from $5,000 to $35,000
  • Loan terms of either 3 or 5 years
  • Late repayment penalty of $25
  • A payment dishonor fee of $2.75
  • You pay no annual fees
  • You pay no early repayment fees
  • These loans can only be used for personal uses

To obtain a loan with DirectMoney you’ll have to visit their website, select the desired loan amount, the purpose of the loan and your current credit standing (excellent, good, fair and difficult) and then, click on the “get started” tab to begin your online loan application.

Eligibility & Requirements

Other Products & Services

  • Peer to Peer Loans

Contact Details

  •  1300 992 007
 Visit Website Apply Directly


 Physical Address

  • Suite 33, 58 Pitt St, Sydney, NSW, 2000, Australia

Opening Hours

  •  Monday 09:00 – 17:30
  •  Tuesday 09:00 – 17:30
  •  Wednesday 09:00 – 17:30
  •  Thursday 09:00 – 17:30
  •  Friday 09:00 – 17:30
  •  Saturday Closed –
  •  Sunday Closed –