About Speedy Money
Offering a 24/7 service, SpeedyMoney is a sleek and polished presence in the Australian micro-lending industry and is growing quickly, due largely to its uncluttered offering and smooth online presence.
An Elegant Site
Warm and welcoming, the site is detailed yet elegant in its thinking. The various terminology explanations, especially of those slightly jargonised financial terminologies, on the home page, certainly helps make things easier to understand.
Making things Easy
Their intention is clear and thoughtful, and they make it easy for people to understand who they are and what they do by offering lots of information on personal loans.
Quick Loans in 24 Hours
The time taken to see a payday loan reflect in a client’s account a little ambiguous, but it can be deduced that it takes anything from 2 hours to around 24 hours, depending on the name & nature of a client’s bank.
As with the majority of online lenders, one of their strongest points is their ability to offer consistent, professional and friendly customer service. SpeedyMoney offers excellent customer service and their host of happy customers is proof.
What Speedy Money can offer you
Notwithstanding the home page’s tendency to make potential clients ponder and second guess, the product offering is fairly simple with SpeedyMoney.
A Payday Lender
In spite of their various bullet points describing what their loans aren’t, SpeedyMoney is a payday loan lender.
In a nutshell they offer small loans over a brief period. There are other product offerings, but the home page pitch is for payday loans. Money will reflect in a client’s account on average the following business day.
Borrow up to $1,600
From a minimum of $200 up to a maximum of $1600 and with offered repayment periods from 1 week to 4 weeks, SpeedyMoney is a quick and relatively easy small cash loan facility.
Can you Apply?
If one is 18 years or older and a citizen of Australia, one is then eligible for a loan. While initially it seems that merely preference is given to employees, self-employed people can generally not satisfy SpeedyMoney’s requirements for a quick loan.
Live Chat Available
As one accesses the live chat feature, a pop-up also warns that an applicant needs to be employed in order to qualify.
The FAQ section is a more successful online loan application of a thought process by SpeedyMoney. Here, almost any concern an applicant might have is capably addressed.
In a Nutshell
- Loan minimum $200
- Loan maximum $1,600
- Interest rate 20% of principal as an establishment fee and an ongoing 4% monthly fee
- Loan term minimum 16 days
- Loan term maximum 32 days
- Average processing time 1 hour
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Open the Pressure Release Valve
Following the model of one-step-away from direct contact, believing as they surely do and justifiably so, that all possibly needed information is given on the site, SpeedyMoney nonetheless does have a helpline facility and it’s possible to call and clarify anything that may become convoluted in any online application.
The live chat consultants will come back to an applicant after a message has been left on this facility and address their questions quickly and professionally. If you need any questions answered or simply need assistance with an existing payday loan they can help you.
Apply in just 2 Minutes
The online loan application form itself is remarkably simple and takes about 2 minutes to complete. This means you can get a quick loan in just minutes rather than hours.
A Port of Call
SpeedyMoney is a simple and quick port of call for consumers to access a snippet of cash quickly and easily when they’re in a hurry.
Mainly a Payday Lender
Although there are other products on offer, by far the lion’s share of their current endeavour is geared towards payday loans.
Eligibility & Requirements
- Earning a stable income
- Credit check
- Active email address
- Bank statements
Other Products & Services
- Quick Cash Loan
- Payday Loan
- Cash Advance
- Unsecured Personal Loan
- Emergency Loan
- Same Day Loan
- Fast Online Loan
- Online Cash Loan
- Instant Loans
- Fast Cash
- Short Term Loans
- Small Cash Loans
- 1300 271 902
- Ground Floor 483 Riley Street, Surry Hills, NSW, 2010, Australia