Instant Cash Online

About Instant Cash Online

Instant Cash Online provides payday loans of up to $2,000 to Australians who need it to cover an emergency expense or tide them over.

People that Care

One of Instant Cash Online’s primary assets is their staff who tackle problems with expertise and grace and are always willing to go the extra mile for their customers.

Great Service all the Way

When it comes to working with big banks and large alternative lenders customers often feel like they are ignored, unappreciated and simply treated badly.

Instant Cash Online is known for providing their customers with a high standard of customer service and respect from application through to settlement.

A Quick Online Lender

If you’ve ever tried getting a personal loan from a bank or credit union than you know that it is nearly impossible to do so in under 24 hours.

With all that red tape and procedures it’s no wonder that payday lenders like Instant Cash Online keep getting more and more popular.

With Instant Cash Online you can get a short term loan in under an hour if it is your first time applying and within just a few minutes if you are a returning customer.

What Instant Cash Online can offer you

Instant Cash Online offer quick loans that range from $300 to $2,000 on the internet. With this lender you get anything from 16 days to 6 months to repay your loan which makes it significantly easier on the pocket.

Interest Charged on Loans

With Instant Cash Online you will not be charged interest but, rather a set once-off fee and an ongoing monthly account keeping fee.

Here are the Costs of a Loan:

  • You will be charged 20% of the principal loan amount as a once-off fee
  • You will then be charged an ongoing monthly fee of 4% of the principal loan amount

Unlike other lenders who only give you 30 days to repay and charge a myriad of hidden fees – this lender is clear about the costs of a payday loan and offers its customers longer and more convenient repayment terms of up to 6 months.

Bad Credit Consideration

Although they are a registered lender that abides by all the necessary rules and regulations, you can still get a bad credit loan with them.

This means that although they will have to perform a credit check you will not be denied if you have missed payments in the past.



In a Nutshell

  •  Loan minimum $300
  •  Loan maximum $2,000
  •  Interest rate 20% of principal loan amount and a 4% monthly fee
  •  Loan term minimum 16 days
  •  Loan term maximum 6 months
  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration


Get a Fast Loan Online

With an average processing time of just an hour you can rest assured that you will be able to tackle the emergency you’re experiencing quickly and with little hassle.

Some Loan Uses:

  • Paying for emergency car repairs
  • Paying overdue bills
  • Paying medical bills
  • Tiding you over until payday
  • Buying birthday or wedding gifts
  • Paying school fees

Can you Apply?

It is simple and easy to qualify for a short-term loan with this lender simply because they consider bad credit applications as well.

In order to qualify to apply you must be an Australian citizen or permanent resident, be aged 18 or over and be able to afford the loan by proving sufficient income.

Extra Requirements

Although these are not actually requirements you will also need an active bank account, email address and mobile number to process your loan application quickly and easily in the comfort of your own home.

Apply in Minutes

It should take you only about 5 minutes or so to complete an online loan application with this lender after which they will get in touch with you very quickly to process and credit your payday loan.


Eligibility & Requirements

  •  Credit check
  •  Active email address
  •  Mobile
  •  Bank statements

Contact Details

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