OK Money

About OK Money

With a simple landing page well laid out to aid a speedy gathering of information and subsequent application, OK Money has emerged as a prominent player in fast loans.

Less focused on their online presence and capably focused on giving all of the facts visibly & up front, OK Money has a pleasingly simple online presence that ties in well to their land-based operations.

A 3 Step Application

Focusing on a simple 3 step application, OK Money has in many ways found the sweet spot of just enough image to reassure, coupled with both necessary information and logical, immediate application.

Fast Navigation

Boasting a network of land-based outlets, OK Money presents the options on a payday loan as a genuine choice.

Walking in to a branch, calling in or applying online all carry the same care, while typically its peers are frequently biased towards either online or branch customers.

A Simple Online Platform

Their site navigates wonderfully and it’s hard to imagine a more simple process. The layout is so capably rendered that any prospective client has all of the information they need, including costs, right on the home page. This does mean that most of their customers apply online for a personal micro-loan.

What OK Money can offer you

OK Money offers loans for any number of reasons from $100 up to $2000 in their short term loans category.

Who can get a loan

Previously bankrupt individuals are not prejudiced at OK Money, nor are the self-employed or intermittently employed.

The greatest volume of their snappy loans go to employees with accompanying payroll deductions or debits as the simplest method of repayment. Nonetheless, everyone gets a fair shake at eligibility.

A Fair Approach to Approvals

An applicant’s quick loan request is weighed on the reasons for the loan and the ability to repay. OK Money has adopted a far broader reach from the start and is not given to the more usual niche slant of “employees only” in this market.

Terms and Conditions

OK Money accept debits and cash deposits by way of repayment. The minimum repayment term is 16 days and the maximum 3 months, although this can be negotiated.

Very welcome is their additional offer to accept repayment from the settlement of insurance claims or other documented processes such as deceased estates.

A client merely supplies the documentation proving imminent payment and OK Money will advance a small loan on that basis.

In a Nutshell

  •  Loan minimum $150
  •  Loan maximum $2,001
  •  Interest rate 20% of principal loan amount as an establishment fee and ongoing 4% fee
  •  Loan term minimum 16 days
  •  Loan term maximum 3 months
  •  Average processing time 1 hour
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

OK Money How to Apply for a Loan

One of the best things about OK Money that has endeared them to Australian citizens is their ability to speak to the entire population - employed, self-employed and unemployed.

With no penalties for early settlement and a very welcoming approach to all and sundry, OK Money applicants are generally spared the angst sometimes associated with an online loan application.

Most usually felt by the self-employed and unemployed, this is notably absent from their business model and a feather in their cap.

Speedy service online or in-store

Possibly the only benefit to applying for a fast cash loan in-store is that a consultant can usually give a client an indication of success right there and then, although all loans are vetted by Head Office.

A Fast Turnaround Time

Turnaround time on an application is brisk and most clients have the money in their account the following business day.

OK Money is a great option for any Australian 18 or older who needs a snippet of cash in a hurry.

Eligibility & Requirements

  •  Earning a stable income
  •  Credit check
  •  Bank statements

Other Products & Services

  • Settlement Loans
  • Business Loans
  • Secured Medium Loans
  • Unsecured Small Loans

Contact Details

 Visit Website Apply Directly


 Postal Address

  • OK Money 2/11 Gateway Court, Coomera, 4209, Australia