About Financier

Financier presents a simple and smart online presence, with docile colouration and eminently easy tabs.

The company has pitched its offer of bad credit loans to Australians over the last few years and has established itself in the industry as a reliable provider.

Successfully sleek

Minimising information overload and offering a few brief snippets to address visitors to the site, Financier offer simple personal loans online.

Although bound by legislation as any other lender in the country, the company has its own guiding principles and goes the extra mile to ensure fair and reasonable borrowing.

Taking the spirit and letter of the law down to the minutiae, Financier states that a bad credit rating is no obstacle to a loan application but if you have more than 2 reversed debit orders on your bank accounts you will not qualify for a loan.

All are welcome

Trading on the finer details of mandatory lending criteria, a bad history won’t necessarily preclude anyone. In this neck of the woods, a well managed bank account and regular income are all that really count.

This ties into the quick loan amount and term (both are small) and, allows the company to justifiably loan to almost all consumers, even those who might have bad credit. The company recognises existing clients who have access to the site via login.

What Financier can offer you

Providing welcome relief for many citizens, Centrelink beneficiaries are also welcome to apply for a fast loan with Financier. The principal offer with a bad credit loan hinges on a current show of fiscal discipline and a regular one at that, even if modest.

Negotiate terms

Offering quick loans from $150 up to $5,000, the repayment structure usually runs on 20% of principal plus a small monthly fee of 4% of the principal for loans up to $2,000 and a maximum APR of 48% for loans over this.

Preferential Rates and Amounts

Existing customers can negotiate repayment terms and amounts and may get a better rate. The framework of those negotiations are encapsulated by the minimum loan term offered of 3 weeks up to a maximum of 2 years.

Apply for Credit Online

The online loan application takes only minutes to complete and assuming it’s done on a business day, the loan typically reflects the following day.

Making a specific point about how little one’s credit rating influences the application, Financier has made a welcome entrance into Australian lending. Its stance on evaluating nothing but the core, essential requirements needed to meet lending criteria is well presented and transparent.

Loans for All

Self-employed clients, unemployed clients and any other Australian 18 or older with valid documents and a good, recent history are all welcome to apply.


In a Nutshell

  •  Loan minimum $150
  •  Loan maximum $5,000
  •  Interest rate 20% establishment fee and an ongoing 4% monthly fee for loans p to $2,000 and a maximum APR of 48% for loans above this
  •  Loan term minimum 3 weeks
  •  Loan term maximum 24 months
  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Financier – an Alternative Lender

Although a smaller player in the bad credit loan market, Financier has an eminently simple strategy and stance and represents an unfussed and quick offer to prospective clients.

The company has succeeded in being both simple online and demonstrably ‘there’ for anyone with queries.

Online Quick Loans

It’s hard to imagine a smoother process with the necessary details so logically displayed. A welcome offer to many, Financier have made a short-term loan an easy and speedy process by way of their online pitch.

Apply Online

One of the best things about quick cash loans is that you can easily obtain them online and you do not have to leave your home to do it or spend hours of your time to apply.

Financier have a simple application and will take care of things for you quickly and professionally. Their loans offer a quick turnaround, great service, decent sized loans from $150 to $5,000 and loan terms that make it affordable to take out a loan.

A Lively Lender

Presenting as they do as an eminently simple and straightforward option, with logical layout and easy to understand terms, Financier is a reliable lender with a lot of life.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Bank statements

Other Products & Services

  • Fast Loans

Contact Details

 Visit Website


 Physical Address

  • Financier Pty Ltd Suite 92, 21 Hall St Port, Melbourne, VIC, 3207, Australia

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –