Club Money

About Club Money

Club Money is a short term loan provider with a very upbeat look & feel. This approach is well met, though, by their application process and extremely simplified offer.

Apply in just 5 Minutes

Presenting as the epitome of niche tailoring, Club Money boasts a 5 minute application time with an accompanying 30 minute approval turnaround during business hours.

Leader of the Pack

Quite possibly leading the pack in the arena of small and fast cash loans, Club Money has grown its user base on the back of minimising application details, while still conforming to legislated lending criteria.

Loans for any use

Very much like other lenders in the echelon, their home page mentions various potential loan uses. The reality is that theirs is a simplified service that will grant a loan for almost all reasons, on limited terms, up to a limited amount.

Simple and Streamlined

Club Money’s website is pleasing both to view and engage and, it is apparent that they have found their niche in the micro-lending market, as it’s hard to imagine a simpler and more streamlined process.

What Club Money can offer you

Offering loans of between $250 to $1500, with repayment period options of between 16 days and 6 months, Club Money epitomise the ease of short term loans available to the modern consumer. Personal loans are unsecured and no guarantees are asked of identifiable, employed citizens.

Need Help?

The helpline facility is available between 9am and 5pm on business days, although there is always the option of leaving a message. Both voice & email contact details are clearly visible on the home page.

Apply in a Branch

Club Money also has a network of branches that further embellish its offering. That said, fast loan applications are not accepted in-branch and can only be effected online and their branches are geared towards other services.

Borrowing Example

By way of an example, $1,000 loaned from Club Money will cost a client $1,290 within a repayment period of 3 months. The first month comes free of monthly fees.

Simple Application Requirements

Club Money does not loan to anyone other than adult employees earning a minimum of $250 a week and with verifiable documentation indicating citizenship and an acceptable credit rating.

Minimal documentation is needed when applying and Club Money have minimised paperwork - even electronic paperwork - down to the bare necessities.

In a Nutshell

  •  Loan minimum $250
  •  Loan maximum $1,500
  •  Interest rate 20% of the principal + 4% of the principal amount each month
  •  Loan term minimum 16 days
  •  Loan term maximum 180 days
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

A no-fuss, simple loan option

Among its peers, Club Money stands out as a positively brisk and keen option for a quick cash loan for any working Australian citizen.

Major bank account holders who apply for a loan should have their funds showing within an hour or two. Smaller institutions and credit unions could take a day or two before funds are available though.

Get up to $1,500

Although the cap on loans is low at $1500, patrons know exactly what to expect and the entire look, feel and process is not likely to unnerve any potential client as the amount and risk is low and the repayment terms are generous.

Improved Regulations

Due to the small sums involved, the company found many consumers took a second or third loan through Club Money which, in reality, they couldn’t afford.

Nowadays, however, not only has the verification at Club Money been enhanced, the online loan application form now also includes requests for frank statements of indebtedness from a prospective client. Having ironed out this wrinkle, Club Money seems set to soar into the future.

For anyone wanting a quick, small loan, this company is right up there among the top contenders.

Eligibility & Requirements

  •  Earning a stable income
  •  Active email address
  •  Mobile
  •  Bank statements

Other Products & Services

  • Fast Loans

Here’s a short video about Club Money

Contact Details

 Visit Website


 Physical Address

  • 140 Bourke St, Melbourne, VIC, 3000, Australia

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –