For a super fast application process to access a few hundred dollars, Capfin is hard to beat. With a super sleek site that has all of the essentials in a logical and prompt array, Capfin is making a name for itself as a user friendly lender catering for small personal loan needs.
A Speedy Loan Application
The overall logic of the site shines through and Capfin have made successful efforts to ensure that the process of applying for a loan is as speedy as possible.
The company meets all mandatory government requirements regarding information that allows consumers to make an informed choice.
Capfin posts helpline details on the home page alongside a string of logical resources and all of this makes Capfin a great option for anyone seeking a bit of extra cash. Note that the helpline runs during business hours only.
Have you Used Capfin Before?
Clearly aiming at building a base of returning clients, the seamless and easy online loan application process takes around 4 minutes to complete.
Right at the outset, returning clients can be identified and bypass much of the needed form filling that way.
Indeed, there is an existing customer login tab that facilitates returning clients a great deal although even new clients won’t be unduly tied up in the quick loan application process.
What Capfin can offer you
Fast cash loans from Capfin range from a minimum of $500 all the way up to $5,000. Although clients are typically asked the purpose of the loan, pretty much any reason will do - sudden expenses, vehicle repairs, medical expenses, sundry fees and planned holidays.
Repayment periods range from 26 weeks (on the lower end short term loans of $1,000 or less) all the way through to 78 weeks at the maximum loan end of $5,000.
There is a handy loan repayment calculator accessible from various points onsite that will enable any prospective client to view their anticipated repayments.
Debit Order Repayments
Repayments are conducted strictly by debit order and the most usual arrangement runs either weekly or fortnightly.
This is a frequency a client can arrange with Capfin as they are generally flexible and merely want to synchronise with whatever suits an individual customer.
Self Employed Welcome
Both employees and self-employed clients can apply at Capfin, as long as bank statements reflect a regular income over a period of months. All necessary documents can be uploaded electronically, via the site.
In a Nutshell
- Loan minimum $500
- Loan maximum $5,000
- Interest rate 20% establishment fee and an ongoing 4% fee for loans up to $2,000 and an APR of 48% for loans above $2,001
- Loan term minimum 26 weeks
- Loan term maximum 78 weeks
- Average processing time 2 hours
- Online application
- In-store application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Capfin Works Hard and it Shows
Among all options, Capfin does stand out due to its success in not merely offering a needed service but also because of its smooth site and somewhat broader appeal to returning clients. One can also refinance a loan with Capfin.
Simple Application Requirements
Unless one is currently in a Part 9 Agreement or still officially bankrupt, if you are Australian and 18 or older, Capfin is almost certainly going to loan you cash as you require.
Clients do need to upload their photo ID when applying but the application process is brisk and brief, although not the absolute quickest on the market.
his is a product of their desire to form long term relationships with their clients and a negligible concern for quick cash loan applicants for the most part.
Repay Early Penalty Free
There are no penalty fees for early settlement and although the maximum APR 48% isn’t the lowest around, this is the only charge to loaning from Capfin.
All in all, a company of growing interest, Capfin has positioned itself well in the marketplace and generates a feeling of welcome through both its tone and products, something not necessarily common in the online world.
Eligibility & Requirements
- Earning a stable income
- Credit check
- Bank statements
Other Products & Services
- Fast Loans
- 1300 776 863
- 1300 776 815
- 4/29 Crombie Ave, Bundall, QLD, 4217, Australia