Rating based on 1,209 reviews

Community First

About Community First

Community First Credit Union is one of Sydney’s leading credit unions with 15 service branches and a family of close to 70,000 loyal members.

Achieve your goals

A big part of Community First Credit Union’s core principals is to help their members achieve their financial goals by offering them competitive financial products and service at low rates.

From buying a house to setting up a savings account that delivers above average returns – this credit union can help set you up for life and ensure you save thousands in fees and interest.

Staying on top of innovations

When it comes to banking many Australians that are currently with a traditional bank feel that they won’t get the high-level tech and innovative application and features they do at a multinational bank from a credit union.

What Community First can offer you

Community First Credit Union offers financial and insurance products at some of the lowest rates in the country.

Products for individuals:

  • Everyday transactional accounts
  • Savings accounts
  • Home loans
  • Personal loans
  • Car loans
  • Term deposits
  • Credit cards

Credit cards

Community First Credit Union offers an award-winning low rate credit card with a 6-month introductory offer of 3.99% per annum on everything including new purchases, balance transfers and cash advances after which it reverts to the 8.99%.

Interest Rate

0 % Per annum

Loan Amount



Repayment Term

0 days

0 months

In a Nutshell

Applying for credit with Community First credit union and enjoy added benefits

In addition to offering great credit card products and some of the most affordable and flexible personal loans on the market – the service your will receive from the Community First Credit Union team is superior to that of mainstream banks.

Always Improving

As with all credit unions they reinvest any profits back into the credit union to bring customers better, more affordable and useful products and services.

In February Community First Credit Union completed a major upgrade to their online banking platform which not only looks and feels better but is better from a functional perspective.

Low rate solar loan

Investing in solar panels to power up your home has never been easier or more affordable and now just about anyone can do it with Community First’s solar loan.

This product is certainly one of a kind and just shows how a credit union will go above and beyond for their members and the environment while banks will remain profit orientated.

Android and Apple Pay

With a Community First Credit Union credit card you can pay via Apple Pay using a mobile phone, an Apple watch or iPad. You can also download the Android Pay Application for other devices.

Apply for credit

To get a loan you can complete an online loan application with Community First Credit Union or download an application form via their website.

This can then be handed in at one of their service centers or sent to them electronically. You can also get a quote on anything from a home loan to a quick loan for travel purposes online.

You must, however, first become a member – which is something that can also be done online.

Treating you better

According to their website, Community First Credit Union is committed to treating its members like they matter and not like their banking with a regular shareholder-owned bank. They want to treat you like you matter and according to their members, they get it right.

Eligibility & Requirements

Other Products & Services

  • Insurance
  • Home Loans
  • Personal Lonas
  • Car Loans
  • Credit Cards
  • Transaction Accounts
  • Savings Accounts

Customer Reviews & Testimonials

Contact Details

 Visit Website


 Postal Address

  • PO Box 98 Lidcombe, NSW, 1825, Australia

Opening Hours

  •  Monday 08:00 – 20:00
  •  Tuesday 08:00 – 20:00
  •  Wednesday 08:00 – 20:00
  •  Thursday 08:00 – 20:00
  •  Friday 08:00 – 20:00
  •  Saturday 08:00 – 15:00
  •  Sunday Closes –