Being the banking arm of Citigroup, Citibank’s credit card facility comes with a century of trading behind it.
A company with Savvy
Very sleek and smart online, a large array of card options greet anyone looking to check it out. With a simple yet sufficiently detailed explanation describing key features and benefits, many consumers are carrying a Citibank credit card in modern day Australia.
A Welcomed Come-Back
Although rocked by the financial crises of the mortgage market collapse of 2007/2008, Citibank promptly repaid its government bailout and resurfaced on the back of its intrinsic value and phenomenal trading ability.
Credit Cards Since 1960
Having launched Citibank credit cards way back in 1960, the bank’s offer is seen as tested and true, with benefits that matter and a resilience that inspires confidence.
Today, Australian consumers are building a solid base for Citibank’s credit card operations and loyal clients tend to stick with the company no matter the advent of newer entrants to this marketplace.
What Citibank can offer you
Credit cards from Citibank come in a variety of hues with a number of distinguishing features and options, as well as costs.
Take a break
With a current offering of a fee-free 24 months on many of their cards, the choice is a logical one and any client with even modest fiscal discipline can enjoy a low to zero cost experience carrying one of their credit cards.
Citibank’s Range of Credit Cards
The Citi Platinum card is the one pitching a free 24 months. The next option, Citi Signature comes with 75 000 Reward Points. Citi Classic has a 15 month zero fees on transfer offer too.
On all, 1.5% balance transfer fees apply. Citi Simplicity comes with no late fees, ever, save the 1.5% and also includes 15 months fee-free where after costs revert to the cash advance rate.
A Citi Qantas requires a consumer to spend $2,000 within 90 days after taking up the card, but then rewards with 50 000 Qantas Points as a bonus, enabling clients to plan for a holiday.
Emirates Citi rewards likewise, while Citi Qantas Prestige is an enhanced offer on flying with Qantas.
Possibly one of the most popular, a Citi Clear Platinum will cost 14.99% per annum while a Citi Prestige has an entire rewards programme behind it, making these both attractive credit cards in the Australian marketplace.
In a Nutshell
- Available cards
- Citi Rewards Platinum Credit Card
- Citi Qantas Signature Credit Card
- Citi Rewards Classic Credit Card
- Citi Simplicity Card
- Citi Rewards Signature Credit Card
- Citi Clear Platinum Card
- Emirates Citi World MasterCard
- Citi Prestige Card
- Qantas Frequent Flyer points
- Emirates Rewards
- Complimentary stay
- Citi Rewards Program
- VIP lounge access
- Cash Back Rewards
- Flight upgrades
- Interest ranges From 14.99% per annum on purchases
- Interest-free balance transfer periods Up to 12 months interest free
- Annual fee ranges From $0 to $700 per annum
- Average processing time 3 days
- Online application
- In-store application
Do you Qualify for a Credit Card?
Prospective clients must be 18 years or older and earning $150k or more per annum in order to qualify. Applying via an online loan application for a Citibank credit card takes around 15 minutes.
A Strong Presence and Long History
Clearly trading on a very long history to refine and adapt its credit card offerings, Citibank is an undisputed presence in the lives of Australian citizens whether they have a home loan with the company or just a small quick loan.
Experience and a Good Rep
Experienced and reputable, Citibank’s online presence and pitch to Australians is all one would expect of this hale entity.
A Comprehensive Range of Options
With a dazzling array of choices, clients have a genuine opportunity to marry their particular disposition into a credit card of their choice.
As per usual, yet somehow just better
Broadly equal to what most understand to be the norm when it comes to credit card offerings, Citibank still somehow manages to tailor its credit cards more effectively than most.
They Strive to Stay Competitive
Clearly having done its homework, the pitch to the market is well received, not least because of the thorough research the company has done and also its willingness to remain competitive and keep all parties out of a debt trap.
Eligibility & Requirements
Other Products & Services
- Credit Cards
Here’s a short video about Citibank
- 13 24 84
- Park Street Ground Floor, Citigroup Centre 2 Park Street , Sydney , NSW , 2000, Australia
- GPO Box 40, Sydney, 2001, Australia
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday Closed –
- Sunday Closed –