BankVic is one of the best banks to go to if you are looking for a way to quickly achieve any financial goals you may have.
BankVic started forty years ago in 1974 and originally was formed to improve the Victoria Police Members and their families’ financial wellbeing. After forty years their services extended to the public, emergency and health sectors.
BankVic has $1.5 billion in assets and have approximately 100 000 members so even though they are big enough to matter but they are still small enough to ensure they have their clients best interests at heart.
Still Going Strong
They have never ever needed to foreclose on any home loan even after forty years of service. Their aim is always to make sure that their clients are happy with the service they receive.
BankVic has a certain standard that they have for their clients. They aim to serve and strengthen their community while building healthy financial communities.
They want to ensure that their community is not only happy but environmentally, socially and financially sustainable.
What BankVic can offer you
Bank Vic offers two types of credit cards – a silver credit card with no annual fees and a gold credit card with a very low $50 annual fee. These cards are great for those who want an affordable card but still want to earn cashback rewards on their everyday purchases.
BankVic offers a range of services for all their clients so that they have a variety to choose from.
- Internet Banking
- Mobile Banking
- Telephone Banking
- ATMs and eftpos
- Payments and Transacting
- Everyday Banking
- Personal loans
- Credit Cards
- Savings and Term Deposits
- Wealth Management
Are you eligible for a Credit Card?
Being eligible for a credit card is the very first step to applying for one. BankVic has certain things that are needed before you can apply. If you aren’t sure if you are eligible for a credit card ensure that you are:
- 18 years old or older
- An Australian Resident
- Never declared insolvency or bankruptcy
- Never had any defaults in the last five years on store cards, interest free finance, loans or credit cards
In a Nutshell
- Available cards
- Visa Gold
- Visa Silver
- Cash back rewards
- Interest ranges From 11.95% to 16.95% per annum after their 6 month introductory period which offers 6.99% per annum
- Average processing time 1 week
- Online application
- In-store application
Helping you Achieve More
They ensure all your goals are met by providing you with the best value and excellence in all their products and by offering clients a specialized service.
They always ensure that the goals you have set for yourself are met to the best of their abilities.
High Value Credit Cards
Applying for a credit card at BankVic is easy as long as you have all the information you need to apply.
To apply you need the following:
- Employment Details as well as all details pertaining to living expenses and income
- All assets that you possess such s land, vehicles, house contents, shares and vehicles
- All details pertaining to loans, credit cards, store cards, overdrafts. This also includes repayments and limits
- A valid Australian Drivers License
- Passport Details
Once you have completed the online application you will receive a reference number that allows you to easily follow up on your request.
Secure Loan Application
All your details will be sent securely and received securely by a loan consultant. To keep a copy of your online loan application you can easily choose the ‘export’ tab on the last page of your application.
You can also easily save your online loan application if you find that you need more information for the application.
Eligibility & Requirements
Other Products & Services
- Everyday Banking
- Credit Cards
- 18-38 Siddeley St, Melbourne, VIC, 3005, Australia
- GPO Box 2074, Melbourne, 3001, Australia
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday Closed –
- Sunday Closed –