28 Degrees

About 28 Degrees

28 Degrees is the best bank to use as our travel companion especially by applying for a Platinum Master Card. You can travel and not get hassled by being overcharged on fees for foreign transactions and ATM withdrawls.  

A Leading Finance Company

28 Degrees is one of the oldest finance companies in the world and they are also one of the leading consumer finance companies in Australia.

Here to Stay

28 Degrees is definitely here to stay especially since they are one of the oldest companies around. They have an excess of approximately $35 billion and there are more than 4600 staff members aiding over 3.1 million clients.

An Extensive Network

They have brokers, up to 150 local branches, 10 000 retail partners and 2000 practice partners. Their solutions to personal finance are easy and efficient which makes them the go to bank.

Countless Awards and Top Ratings

28 Degrees’ travel credit card is one of the most celebrated and acknowledged card in the country having won numerous Mozo Experts Choice Awards as well as the having won the best card for international travel by the Australian Business Awards.

What 28 Degrees can offer you

28 Degrees has offers so many different services all ranging from personal loans to insurance. What makes them so popular is the fact that they offer their clients promotional retail finance as well as interest free finance.

Simplify all your Banking Needs

They can easily simplify all your banking needs whether you need credit card, insurance, renovations, consolidation of debt or organizing a holiday, they will be there for our every step of the way.  They can easily help and simplify the way you handle your money.

Like having a 24/7 assistant

They have valuable services including a complimentary concierge service and it is available to help with tours, holidays and even restaurant bookings anytime of the day.

No Annual Fees

There are no annual fees on the Platinum Travel Card which makes it the perfect companion to have without the extra baggage.

28 Degrees has been awarded with a five star rating for an outstanding value as well as having a low fee on their credit cards.

In a Nutshell

  •  Available cards

    28 Degrees Platinum MasterCard

  •  Interest ranges 21.99% per annum on purchases
  •  Interest-free purchase periods 55 days
  •  Annual fee ranges Only for approved applicants – no annual fee
  •  Average processing time 2 days
  •  Online application

Getting a 28 Degrees Credit Card Online

Applying is easy and can be done quickly and in just 3 easy steps.  First you will need to check your eligibility.

Applying is so fast and is done within 10 minutes and once that is done you will get a response in 60 seconds or less.

You can easily complete an online loan application and submit all information directly via the net. All document uploads are secure.

Checking your eligibility:

  1. Are you at least 18 years old?
  2. Are you a permanent Australian Resident?

If you answered yes to both questions you will need the following to carrying on with your credit card application

  • A valid driver’s license
  • Your employers contact details
  • A valid email address
  • All details pertaining to your assets, liabilities and income

Reasons to get a Credit Card

  • You can easily save on all your fees without leaving your home. You won’t pay any extra fees on any overseas purchases
  • You won’t pay any annual fees, currency conversion fees, overseas purchase fees or foreign transaction fees
  • It is a 24/7 personal assistant

Eligibility & Requirements

Other Products & Services

  • Credit Cards

Here’s a short video about 28 Degrees

Contact Details

  •  1300 552 079
  •  1300 369 905
 Visit Website


 Postal Address

  • GPO Box 1818, VIC, 3001, Melbourne

Opening Hours

  •  Monday 08:00 – 21:00
  •  Tuesday 08:00 – 21:00
  •  Wednesday 08:00 – 21:00
  •  Thursday 08:00 – 21:00
  •  Friday 08:00 – 21:00
  •  Saturday 08:30 – 20:00
  •  Sunday 08:30 – 20:00