About Now Finance
Now Finance offer many different personal loans and one which is very useful is the debt consolidation personal loan.
They go out of their way to give their customers the best service possible. Their motto is to go the extra mile and deliver the personal touch together with the correct financial package.
Now Finance is a company who pride themselves on their personal service throughout Australia. Their main office is in Melbourne and they have smaller offices in Brisbane, Sydney and Perth servicing customers all over the territory.
Highly Trained Consultants
They keep their whole loan process simple and hassle free to make things easier for you the customer. They have highly trained personal loan consultants and customers will deal with the same consultant the whole time they are a client of Now Finance.
With You All The Way
The emphasis is on reducing the stress of their customers and delivering top class personal service with a debt consolidation loan, or other loan that suits the client. From repayment periods and amounts to debt free days, Now Finance is with you all the way.
What Now Finance can offer you
Now Finance is a company who cares for their customers. They offer loans for nearly every single thing you can think of – vehicle finance (including jet skis!), medical expenses and cosmetic surgery, travel loans, home improvement loans, wedding and educational loans.
Because their only business is personal loans, they are the experts in the field of loans, and are able to assist you with getting your life back on track with a debt consolidation loan – this is when 3 or 4 different loans are put together in one account and only one amount is paid every month.
A preferential interest rate is given to the customer as well as a manageable payment amount each month for a suitable loan period.
How the Loan Works
Now Finance have the debt consolidation application process down to a fine art.
If the online loan application is received before 2 pm, the loan money could reflect in your account the same day. You have to follow 4 easy steps for an unsecured personal loan. You can either apply online in 10 minutes or give them a call.
In a Nutshell
- Loan minimum $4,000
- Loan maximum $40,000
- Interest rate 11.41% per annum
- Loan term minimum 18 months
- Loan term maximum 7 years
- Average processing time 2 days
- Online application
- In-store application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Happy Days are here again
Once the loan has been approved and paid into your account, you will feelas though a huge burden has been lifted off your shoulders.
How to Apply
You can log onto the Now Finance website and find out what interest rate you will be charged for your debt consolidation loan before you apply.
This will give you a good idea of where you stand and how your repayments will be structured. And you will not be messing with your personal credit rating. This process does not change your score at all.
Eligibility in More Detail
- Australian citizen
- 18 years old or older
- Must have employment – if casual labour, you must have been there for 6 months
- You should have no returned payments
- You should not be bankrupt or have a judgement against you
- The personal loan amount must be greater than $4,000,00 and less than $40 000,00
- It must be paid off between 1½ years and years
- Single borrower only
- Must have Australian drivers licence or passport
- Can use Centrelink as second income together with PAYG income
- Must have current Medicard
Eligibility & Requirements
- Stable address history
- Earning a stable income
- Credit check
- Good credit history
- Active email address
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Debt Consolidation
- Car Loans
- Travel Loans
- 1300 275 669
- Monday 09:00 – 20:00
- Tuesday 09:00 – 20:00
- Wednesday 09:00 – 20:00
- Thursday 09:00 – 20:00
- Friday 09:00 – 20:00
- Saturday Closed –
- Sunday Closed –