About Beyond Bank
As a mutual bank you can rest assured that Beyond Bank is not out for profit but rater for growth and community – something which also ensures you get the lowest possible interest rates on everything from savings accounts and personal loans to business finance.
Beyond Bank Gives Back
From curing cystic fibrosis to helping people who are struggling, displaced and have no place to sleep – Beyond Bank is community orientated and gives back in ways that truly make a big difference. In addition, they use all profits to benefit their customers and communities and are the first AU bank to become B-corp certified.
A Transparent Financial Services Provider
When you navigate through Beyond Bank’s website one of the things that will become immediately evident is their superior level of transparency. You don’t have to dig around to find their rates, review their products or download their T’s & C’s. They are transparent, honest and, as a mutual bank, they offer great value, low rates and good service.
CANSTAR - 5 Stars for Outstanding Value
They've been in the online spotlight for our outstanding products and services and have received 5 stars for outstanding value on CANSTAR from 2013 to 2016 and Mozo’s People’s Choice 2016 for customer satisfaction.
What Beyond Bank can offer you
Before we look into the lines of credit and business loan options available to small businesses at Beyond Bank Australia, let’s consider some of their other beneficial business accounts and products.
If you’re looking for a bank to do your business banking a SMALLBiz Account will offer you flexibility, an overdraft when required and rates that apply based on your business income.
Choose from 4 distinctive Beyond Bank business finance options which include:
- SMALLBiz Vehicle Loan
- SMALLBiz Investment Loan
- SMALLBiz Line of Credit
- SMALLBiz Personal Loan
With these 4 options you can certainly find a business loan solution that meets the needs of your business without neglecting your business plan or business budgetary goals.
Fixed and Variable Business Loan Rates from just 4.39%
Beyond Bank offer business investment loans from just 4.39% per annum, vehicle loan rates from 8.69% per annum, personal business loan rates from 13.50% and secured lines of credit from 5.64% per annum.
With this investment loan you don’t have to pay any penalties for making extra payments, you can choose a variable or fixed rate and you get access to a range of web and mobile banking services and applications.
In a Nutshell
- Loan minimum $5,000
- Loan maximum $125,000
- Interest rate 13.50% (fixed interest rate) per annum
- Loan term minimum 1 year
- Loan term maximum 7 years
- Average processing time 48 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
Get Business Loans, Lines of Credit and Business Bank Accounts for Less!
From home loans, personal loans and credit cards to business bank accounts and investment loans – Beyond Bank offers some of the lowest interest rates in the Australian financial market.
Value and Community Orientated
As a customer owned bank you can rest assured that the main objective of this bank is not profit but rather, value.
Any profits made will also always be reinvested into bringing customer lower interest rates on loans, higher rates on investments and better and more innovative financial services.
Apply for a Business Personal Loan
Although they currently do not allow customers to apply for credit online, you can fill in their online contact request form and a consultant or business specialist will then contact you to discuss your business finance needs.
Business personal loans from beyond Bank can be used for any business purpose except purchasing a vehicle or making an investment – as they offer specific products for these needs.
The business loan amounts on offer are anything from $5,000 to $125,000 with a loan term of 1 to 7 years.
Eligibility & Requirements
Other Products & Services
- Business Finance
- 13 25 85