Your credit score is a number, which indicates your credit-worthiness.
If you score is low, you might experience loan application rejection as the lender will be at risk. However, even if you score is low, you can improve it and then apply for a loan.
This makes your credit history so important
Loan lenders refer thereto to learn how you have paid previous lenders. If you default on payments on a regular basis, it will negatively impact your loan application.
Always apply for a loan amount within your budget.