Swoosh Finance

About Swoosh Finance

Based in Queensland, Swoosh Finance offer Australians secured personal loans that range from $2,100 to $4,600. They are a reliable lender that provide flexibility and help those who can’t get credit elsewhere.

Need Cash Fast?

If you need money fast than you’re probably looking for an alternative credit provider that can get things done online and this is exactly what Swoosh Finance does. They offer quick loans online that can be secured against any fully owned vehicle.

Reasons to Choose Swoosh Finance

  • Loan from $2,100 to $5,000
  • Longer loan terms for increase affordability
  • Secure against your car – not a property
  • Bankrupt and bad credit customers welcome
  • Fast paperless application
  • Everything is verified online
  • Total security guaranteed

Swoosh’s Website

Their website is relatively simple and easy to navigate and their frequently asked questions section has a lot of information.  

The application is easy to access and easy to complete requiring only about 10 minutes of your time. If you need a fast loan that truly does away with all the hassle than Swoosh is the right lender for you.

What Swoosh Finance can offer you

Swoosh Finance offer short term loans that are secured against the borrower’s vehicle. The loans range from $2,100 to $4,600 and carry loan terms from 12 to 24 months.

Secured versus Unsecured

While most personal loans are unsecured, there are times when a borrower does not qualify or, when they simply need more than an unsecured loan will offer them and, that’s when a loan from Swoosh Finance comes in.

Secured loans typically carry lower interest rates and are the preferred choice for those with bad credit histories.

A Responsible Lender

As a responsible lender Swoosh Finance will run a credit check, review your 3 month bank statements and ensure you can afford the loan repayments based on your income and expenses as reflected in your statements.

They will consider bad credit borrowers, people who are blacklisted and those who are under a part IX debt agreements for a loan provided that they can afford it.

Repaying your Loan

You can choose to repay your bad credit loan in fortnightly, weekly or monthly repayments and the agreed upon amount will de debited from your account automatically via direct debit.

In a Nutshell

  •  Loan minimum $2,100
  •  Loan maximum $4,600
  •  Interest rate Establishment fee: $400, APR 48%
  •  Loan term minimum 12 months
  •  Loan term maximum 24 months
  •  Average processing time 24 to 48 hours
  •  Online application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Get a Loan even if your Credit isn’t Perfect!

Swoosh Finance offer bad credit loans too – as long as the borrower is able to offer up his or her fully owned vehicle in exchange for the short-term loans.

Eligibility for a Loan:

  • 18 or older
  • Employed and earning a stable income
  • Permanent resident or citizen of Australia
  • Able to offer security

What you’ll need to Apply:

  • 3 months bank statements
  • BSB
  • Account number

The Process:

In order to get a short-term loan you will have to make an online loan application with Swoosh Finance via their website.

Once you’ve applied they will send you an email and ask you for the necessary supporting documentation. You online loan application is then reviewed and you will then receive an offer.

Once you’ve digitally signed the contract Swoosh Finance will send the money to your account and this usually happens in 24 hours or less.

If you need a loan that is easy to apply for and, that you can get even with bad credit, this lender will meet your needs. In addition, they are easily contactable which is something very appreciated in the alternative and online finance world.

Eligibility & Requirements

  •  Self-employed
  •  Credit check
  •  Bank statements

Other Products & Services

  • Bad Credit Loans

Contact Details

 Visit Website


 Physical Address

  • 33/207 Currumburra Road, Ashmore, QLD, 4214, Australia

 Postal Address

  • 33/207 Currumburra Road, Ashmore, 4214, Australia

Opening Hours

  •  Monday 07:00 – 17:00
  •  Tuesday 07:00 – 17:00
  •  Wednesday 07:00 – 17:00
  •  Thursday 07:00 – 17:00
  •  Friday 07:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –