About Jacaranda Finance
Jacaranda Finance offer personal cash loans to Australians in the range of between $400 and $2,000 with loan terms of up to 12 months.
With Jacaranda Finance you will find that they offer highly personalized services and great customer service.
Their customer service people are available online via email and by telephone and customers can easily and quickly get hold of them when needed.
A Bad Credit Lender
This lender will also be able to offer you a bad credit loan provided that you meet their minimum requirements and that you can afford the loan as shown by your bank statements.
Their willingness to offer customers with bad credit a loan lies in the fact that they understand that no one is perfect and that everyone can make mistakes and struggle with their finances at one point or another.
Choose a Loan Amount
You can make use of their fast loan sliders to determine how much you can afford to borrow and see how much it will cost you.
If you need any on information on personal loans, Jacaranda, their security or privacy policies or have a question you can easily find the info on their website.
What Jacaranda Finance can offer you
Jacaranda is a unique alternative credit provider that offers quick loans of up to $2,000 with flexible repayment terms of up to a year.
This means you can afford to take out a loan and will have significantly smaller and more affordable monthly repayments.
Why the Longer Loan term?
While most lenders only offer very small payday loans, Jacaranda has assessed the market and their customer’s needs and decided that a longer loan term would better suit their needs and make loans more affordable.
This will result in less loan defaults and will ensure that people can obtain credit to take care of the things that matter most without having to struggle to afford it.
A Jacaranda short term loan can be used for any purpose from car repairs and paying bills to travelling money and wedding gifts – there are no restrictions and you are free to apply for whatever purpose you wish to.
As required by the ASIC, Jacaranda has capped their loan costs and will now charge all customers a 20% establishment fee and an ongoing 4% month account management fee.
This means you will know exactly what the loan will cost you and what is expected of you in terms of repayment from the start.
In a Nutshell
- Loan minimum $400
- Loan maximum $2,000
- Interest rate 20% of borrowed amount and 4% monthly fee
- Loan term minimum 32 days
- Loan term maximum 12 months
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Getting your Loan Online Today
With Jacaranda you will find out if you indeed qualify for a loan no longer than 60 minutes after you have competed and submitted your online loan application with them.
It Takes just 4 Minutes
Jacaranda’s application form is one of the most streamlined among speedy loan providers and will take a mere 4 minutes to complete.
In addition to offering a fast loan application they will credit your approved loan in just an hour after you have signed and returned your digital loan agreement or contract.
Reasons to use this Lender:
- They offer longer loan terms of up to 12 months
- They offer larger loan amounts than most payday lenders (up to $2,000)
- They are registered with the ASIC and are a member of the Credit Ombudsman Service
- They are quick and will credit a loan in just an hour
- Their application takes only 4 minutes
- They treat people well
- You can easily get hold of them via phone or email
Eligibility & Requirements
- Earning a stable income
- Credit check
- Bank statements
Other Products & Services
- Cash Loans
- Quick Cash Loans
- Need a Loan
- Same Day Cash
- Small Loans
- No Paperwork Loans
- Online Cash Loans
- Quick Approval Loans
- Same Day Approval Loans