About Good2Go Loans
Although cartoonish in rendering and with a sassy look & feel, a few minutes onsite with Good2Go will quickly demonstrate just how geared they are towards bad credit loans.
A Pleasant Experience
Having clearly done extensive research on their target market, the site is constructed to enable ease of navigation and facts & a few figures abound.
Straight talk turns to cash
Although offering other services, Good2Go has a keen eye on the niche of bad credit loans and their targeting of this arena is evident from the common sense FAQ tab as well as the intel placed per page.
A transparent Lender
Possibly the most transparent lender in the country, Good2Go makes no bones about any details needed to successfully apply for a loan, nor do they hold anything in reserve about how one qualifies or not.
Receiving Centerlink Payments?
Generally, however, even if one is on Centrelink but can demonstrate regular income, the company will assist with a quick loan.
Flexible yet Compliant
Placing all of its charm and allure in the basket of utter openness and frank talk, this lender dances a merry jig by being wholly compliant with lending legislation on the one hand and also pretty unfussed about things on the other. It’s an offer that is a resounding success with many Australians.
What Good2Go Loans can offer you
There is an online loan application form upon click-through as well as a facility to enable online document verification as well as electronic transaction capacity.
A Quick Application
Highly astute site build has enabled a smooth experience for any prospective client. While the site indicates a 4 step process, prospective clients need not be disheartened as it is brisk and snappy in the extreme.
Music to your Ears
Bad credit loans are generally in the consumer’s hands on the same day. Good2Go live up to their promise of a fast loan.
There are no fees levied for applying nor for granting a loan and, as the company openly states, no nasty surprises waiting ahead.
By way of an example, were a bad credit loan of $500 advanced to a client, with a repayment term of 12 weeks, that client would end up paying $55 a week for a final repayment of $660. Loan amounts can be as low as $500 all the way up to $5000.
Flexibility in repayment
Clients need not even have a bank account, although the preferred repayment method is indeed via debit order. Good2Go will, however, accept other forms of payment too.
In a Nutshell
- Loan minimum $500
- Loan maximum $5,000
- Interest rate For loans under $2,000 a 20% establishment fee and an ongoing 4% account fee and a maximum APR of 48% per annum for loans up to $5,000
- Loan term minimum 4 weeks
- Loan term maximum 24 months
- Average processing time 1 hour
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
This Company goes the Extra Mile
Hinging largely on their being a last resort for many, the trust factor is large between the company and its clients and a mutual respect keeps default to a minimum. Also, in the event of early settlement prior to term, there is no penalty levied.
Good2Go has a very amenable approach if a client can’t pay. As long as one calls 2 days before the due date, arrangements can be made to accommodate the drag on a payment.
Self Employed Borrowers
Self-employed individuals are usually elated to learn that Good2Go hesitates not a nanosecond due to their employment status.
The company essentially evaluates the prime criterion of whether or not a personal loan is genuinely affordable.
Few Providers can Compete
Among all lenders servicing blacklisted loans, this company has few competitors in its no-nonsense approach and chatty style onsite.
Always Ready to Help
Actively encouraging returning clients, Good2Go has pretty much brought the essence of a strong relationship to life in a financial service offering, being straightforward and always ready to try and help.
Eligibility & Requirements
- Earning a stable income
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Cash Loans
- Car Loans
- Business Loans
- Personal Loan
- Bad Credit Cash Loans
- Short Term Loans
- Fast Loans
- Online Loans