The absence of money during hard times often hits many Australian households. Emergency situations cannot be planned or budgeted for so a personal loan in such times should be easy to obtain.
Make all your Worries go Away!
Credit24 is a smart and detailed portal offering relief for any Australian looking for a fast cash loan.
Well presented Credit24 are offer solutions for clients that have poor credit or are looking for a small cash loan they can obtain in the comfort of their own homes.
A Simple Application
Credit24 have a simple online loan application process and can help you get your money on the very same day that you apply!
Credit24 claim an overnight payout of any clients loan - post acceptance – meaning you do not have to wait around for the cash!
A Host of Info
Some of the intel offered by way of explanation may seem a little frank or negative, with terms such as “bad credit” being employed in places, however in their favour they capably meet if not exceed legislated information requirements for any consumer thinking of loaning a bad credit loan.
What Credit24 can offer you
A prospective client can choose from a diversified offer at Credit24. They streamline things somewhat by categorising products in order for clients to make an informed decision.
About Small Loans
Small bad credit loans offer anything from $300 to $2,001 and their repayment term starts at 3 months with capped fees and rates.
These rates are capped at a 20% establishment fee which is once-off and an ongoing 4% monthly account management fee.
Medium loans are the next step up and are usually a little larger than a simple short-term loan or small loan. One can pay this amount off not only as a lump sum but in a few instalments of up to 24 months.
While of course terms will fluctuate slightly, the maximum APR that can be applied to medium term loans is 48% per annum with a maximum loan amount of $5,000.
These bad credit loans are often of no higher initial amount yet can be paid back over a year or sometimes slightly more.
It is usual, with this option, that the time drag amounts to greater interest charged and thus a more expensive loan.
In a Nutshell
- Loan minimum $300
- Loan maximum $6,500
- Interest rate 20% establishment fee and a up to a 4% monthly service fee for loans under $2,000 and $400 establishment fee and a 4% monthly service fee for loans $2,001 and over
- Loan term minimum 3 months
- Loan term maximum 24 months
- Average processing time 1 hour
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Bad Credit Loans for Australians
From the relative simplicity of an easily manageable cash loan of a few hundred dollars to be paid back in comfortable and affordable payments all the way through to a larger personal loan, Credit24 have gone the extra mile to refine and intensify their product range.
This gives them a far broader appeal across demographics and they are patronised by a more diverse range of clients.
Understand your Options
It should, however be noted that a standing overdraft arrangement with an established bank is usually going to come in at a lower rate of interest for most people and remains a cheaper option.
Free From Red Tape
If you’re looking for a hassle free bad credit advance that you can get quickly and easily online than Credit24’s options are ideal for you. They are reliable and will always serve you with respect whether you’re a new or existing customer.
In all, Credit24 offers a quick loan option, especially for people who need a loan to take care of a financial emergency.
Eligibility & Requirements
- Earning a stable income
- Credit check
- Bank statements
Other Products & Services
- Holiday Loans
- Medical Loans
- Rental Bond Loans
- Motorbike Loans
- Student Loans
- Part Time Employed Loan
- Short Term Loan
- Suite 58 20-28 Maddox St, Alexandria, NSW, 2015, Australia
- Monday 08:00 – 22:00
- Tuesday 08:00 – 22:00
- Wednesday 08:00 – 22:00
- Thursday 08:00 – 22:00
- Friday 08:00 – 22:00
- Saturday 09:00 – 17:00
- Sunday 09:00 – 17:00