Club Money

About Club Money

With a stylish presence online and a growing presence in the market, a blacklisted loan from Club Money is often not as difficult to secure as many believe.

Although obviously compliant with legislation, this company has done the necessary homework to enable its many prospective clients.

All welcome and most leave smiling

Pitching its fast loans as an alternative for prospective clients who have been denied a loan elsewhere, Club Money is astutely geared towards this sector of the Australian population.

While certain preclusions remain (individuals whose income is solely derived from Centrelink will not qualify), as long as one meets their lending criteria, a bad credit history will not disadvantage one in the present moment.

Everyone Deserves a Second Chance

Endearing themselves to consumers through their “everyone deserves a second chance” attitude, this company is on the ball when it comes to loans.

For a bad credit online loan application, Club Money will take primarily recent banking history into consideration and recognises emerging capacity to repay a loan.

Well presented and sleek in design, the website gives all necessary information required by any prospective client and their helpline is always available for queries, 9am to 9pm.

What Club Money can offer you

Utilising the online application form will see a client with funds available often on the same business day or the day following application.

The offer of a bad credit loan is extended to anyone making $1000 a month in take home earnings. In addition, 100 points of ID is required.

Are you Self-Employed?

Although not visible in the FAQ upon scroll-down on the bad credit loans page, self-employed clients will qualify based on the above as well as the criteria of being 18 or older, an Australian citizen and a bank account in good standing in their name.

Submitting details electronically is simple enough and the process has been pared down to render it unobtrusive and logical.

How much is enough?

Short term loans are capped at $1500 and start at $250. 30 days of banking in good standing, along with that minimum $250 a week income will see any consumer aided by this company.

Although small in size to some, the offer has been widely utilised by many Australians. A well managed bad credit loan from Club Money will also go towards reestablishing a client’s credit rating over the long term.

Lending Example

A bad credit loan of $1000, for an example, will cost $1350 over 180 days. The minimum term is 16 days and 180 the maximum.

In a Nutshell

  •  Loan minimum $250
  •  Loan maximum $1,500
  •  Interest rate 20% of borrowed amount and 4% monthly fee
  •  Loan term minimum 16 days
  •  Loan term maximum 180 days
  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Club Money Welcomes Return Clients

As a direct result of the successful repayment of an initial payday loan with Club Money, a returning client can often increase either the sum borrowed or the repayment term.

Get More Next Time Around

Ultimately, while the same criteria will apply - a solid bank account and an affordable amount requested - nonetheless Club Money will eventually enable a client to move into a different loan category, provided their history at the company is a good one.

Empathetic lending

If unable to meet a looming repayment, clients are advised simply to call in at least 2 days before time and rearrange the scheduled payment. The company takes the view that those who make that small effort are not penalised.

Interest Free Loan!

Currently offering a month interest free as well as 25% off monthly fees, it’s not hard to see why this company has been so well received by Australians.

Club Money is a strong contender in the bad credit loans market and this aspect of their business is growing year on year.

Eligibility & Requirements

  •  Credit check
  •  Mobile
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Cash Loans
  • Online Loans
  • Small Loans
  • Same Day Loans
  • Fast Loans
  • Quick Loans
  • Low Interest Loans
  • Circumstances
  • Bad Credit Loans
  • Car Repair Loans
  • Medical Loans
  • Instant Cash Loans
  • Bond and Rent Loans
  • Holiday Loans

Here’s a short video about Club Money

Contact Details

  •  1300 792 932
  •  03 9663 2217
 Visit Website Apply Directly


 Physical Address

  • Level 25, 88 Phillip Street, Sydney, NSW, 2000, Australia